Southern Indiana & Louisville KY Realtor
I'm Tina Browning — a full-time Realtor helping buyers and sellers navigate the Kentuckiana market. Licensed in both Indiana and Kentucky, I bring honest advice and proven results to every transaction.
Featured Homes in Kentuckiana
How I Can Help You
Whether you're buying your first home, selling a property, or looking for an investment, I provide expert guidance every step of the way.
First-Time Buyers
Buying your first home? I'll walk you through every step — from Indiana first-time buyer programs and down payment assistance to closing. No jargon, no pressure.
First-Time Home Buyer GuideSelling Your Home
Strategic pricing, professional marketing, and negotiation that gets results. I'll tell you what your home is worth.
Sell Your Home in KentuckianaInvestment Properties
Looking to build wealth through real estate? From multi-family opportunities in New Albany to rental properties near the river, I help investors analyze deals and find properties that make financial sense.
Talk to a Kentuckiana RealtorRelocation
I've helped families relocating from Louisville take advantage of Indiana's lower property taxes and highly rated schools in Clark and Floyd counties. I'll help you find your perfect fit.
Relocation Guide for KentuckianaHome Valuation
Curious what your home is worth? Get a free, no-obligation Comparative Market Analysis (CMA) based on recent local sales.
Free Home ValuationBuyer Representation
I work for you — not the seller. As your agent, I'm legally obligated to protect your interests throughout.
Your Buyer's Agent in IN & KY
Not Just Another Agent
I chose Kentuckiana because I fell in love with it — the walkability of downtown Jeff, the river views, Louisville's energy without the price tag. I've spent my career helping other families discover what I already know: this area is one of the best-kept secrets in the Midwest.
I'm not a team. There's no assistant screening your calls. When you work with me, you get me — at your showing, on the phone at 9 PM when you're second-guessing an offer, and at the closing table making sure nothing falls through the cracks.
I work both sides of the river, which means I can tell you exactly how Indiana property taxes compare to Kentucky's, which school districts are trending up, and where your dollar goes furthest. That cross-border perspective is something most agents in this market simply can't offer.
It's why most of my business comes from past clients and their referrals.
More About TinaWhat Clients Say
"Tina didn't just help us buy a house — she helped us find our home. She was honest when properties weren't right, patient when we changed our minds, and relentless when we found the one."
"We've bought and sold three homes with Tina. Her market knowledge is unmatched, and she always gives us her honest opinion — even when it's not what we want to hear."
"As an out-of-state buyer relocating for work, Tina was invaluable. She taught me about every neighborhood and helped me find the perfect place before I even moved here."
Serving All of Kentuckiana
Licensed in both Indiana and Kentucky, I help buyers and sellers across 10 counties and 30+ communities on both sides of the Ohio River.
Clark County, IN
Floyd County, IN
Harrison & Scott
Louisville, KY
Jefferson County, KY
Oldham County, KY
East End
Frequently Asked Questions
Answers to questions I hear most from buyers and sellers in Kentuckiana.
Do I need a real estate agent to buy a home in Indiana or Kentucky?
You're not legally required to use an agent, but having one costs you nothing as a buyer — the seller typically pays the commission. An experienced local agent helps you negotiate better terms, navigate inspections, and avoid costly mistakes. I'm licensed in both Indiana and Kentucky, so I can represent you on either side of the river.
What are closing costs in Indiana and Kentucky?
In Indiana, buyers typically pay 2-4% of the purchase price in closing costs, including title insurance, lender fees, and prepaid taxes. Kentucky is similar at 2-5%. I provide a detailed net sheet estimate early in the process so there are no surprises at closing.
How long does it take to buy a home in the Louisville metro area?
Once you're pre-approved, most buyers in the Louisville/Southern Indiana market find a home within 30-60 days and close 30-45 days after going under contract. In competitive areas like Jeffersonville, Prospect, or St. Matthews, homes can sell in under a week, so being prepared with pre-approval is essential.
Is it better to buy in Indiana or Kentucky?
It depends on your priorities. Indiana generally offers lower property taxes and no state income tax on most retirement income. Kentucky has a wider variety of neighborhoods and is closer to downtown Louisville amenities. I help clients compare costs, commutes, and lifestyle to find the best fit.
What is a buyer representation agreement?
A buyer representation agreement formalizes our working relationship. It outlines what services I provide, how compensation works, and how long we'll work together. This is now required before touring homes. It protects both of us and ensures you receive full advocacy throughout the buying process.
How do I get a free home valuation?
Visit my free home valuation page or call me at (502) 379-2365. I'll provide a comparative market analysis based on recent sales in your neighborhood — not an automated estimate. I physically preview your home's condition and upgrades to give you an accurate price.
Ready to Make a Move?
Whether you're buying your first home, selling to move up, or just curious what your property is worth — I'm here to help. No sales pitch, no pressure. Just straight talk from someone who's helped over 500 families find their way home across Southern Indiana and Louisville.
- Licensed in Indiana & Kentucky
- 18+ years local experience
- Free, no-obligation consultations
- Responds personally, same day
Send Me a Message
I respond personally to every message — usually within a few hours.
